Liquor Liability Insurance
The recent problems with recall of products that were mainly sub-contracted to a foreign country has caused this insurance to jump into the spotlight. It isn’t normally given attention back then but for the benefit of retailers, convenience stores and wholesalers giving them protection from lawsuits for defective products that they have sold but not contrived themselves. Defective designs of toys and the use of substandard material highlighted the need for this type of protection especially when costumers angrily return products claiming damages made.