Kidnap and Ransom Insurance
Believe it or not, there is insurance product such as Kidnap and Ransom Insurance but it isn’t widely publicized because of it’s effect of doing the crime due to the money that can get from it. This insurance is mostly standard for business insurance but may be optional to private individual. The insurance only covers the costs of the ransom and negotiations but the transactions paid outside the policy can’t be reimbursed for reasons.